Jan Dhan Yojana Free Loan Scheme Rs 10,000 Overdraft Facility
Jan Dhan Yojana Free
Loan Scheme: - Pradhan Mantri Narendra Modi is announcing to 32 Crore Jan
Dhan Bank account to with Rs 10,000 in emergency period. In Banking terms these
types of Free Loan cum Overdraft facility is called. Jandhan Yojana Rs 10,000
Overdraft facility is only eligible people who have good credit score in Ban
office or outside. The Main benefit of Jandhan Yojana Overdraft facility is
Women with Jan Dhan Bank account.
PM Modi Rs 10,000
Overdraft Facility: - Prime Minister Narendra said through his tweeter
handle to give suggestion on Independence Day Speech and Scheme of Social
welfare. More than 8,000 submission already received in Mygov website. The good
appeal from Twitter uses are for Jandhan Bank account and its limited facility
many said to change Jan Dhan into Normal Bank account for getting more freedom
of using banks accounts and some say provide loan or increase the overdraft facility
of Jandhan Yojana account.
Jandhan Yojana Scheme
after 15TH August: - Below are some important points cum New Services
promoted in Bank account of Jandhan Yojana.
Department: -
Pradhan Mantri Jan Dhan Yojana (PMJDY)
1. Prime Minister Overdraft facility expected to be doubled
from Rs 5,000 to Rs 10,000.
2. PM Modi on August 15 will launch to increase this Jan Dhan
Loan amount to Rs 10,000 as part of the government's effort.
3. This PMJDY Loan facility allows Jan Dhan account holders
to withdraw money when they have zero balance.
4. Upto 24 Hours you will not be charged any interest under
Loan amount.
5. The government is also willing to increase free accident
cover under the RuPay cardholders from Rs 1 lakh.
PM Modi Latest Scheme
on 15 August: - Government has said if people have already bank account.
They don’t need to merge account to Jandhan Yojana because through Rupay card
written in their atm you are eligible to afford scheme in Jandhan Yojana.
1. PM Modi may double the Atal Pension Yojana maximum eligibility
2. Government may also launch Micro Insurance Scheme
3. Free accidental insurance of Rs 1 Lakh.
How to get Loan through Jan Dhan account: - Banks takes 36
Months subject to annual review of account. Inspection waived for all standard
assets.
Jandhan Loan Application-cum-undertaking for Overdraft in
BSBD Accounts under
PMJDY
The Branch Manager, Date:
_____________ Bank,
______________
Dear Sir,
Sub: Overdraft limit in my Savings Account number:
I hereby apply for Overdraft limit of Rs __________ -
(Rupees____________________________ only) in my Savings Bank
Account
Number ______________ for meeting my emergency/family needs.
1. Name of the applicant: ____________________
2. Date of Birth: ________________
3. Father’s/Husband’s name: _________________________________
4. Address: __________________________________________________________
5. Aadhar No: ____________ Mobile
Number___________________________
6. Source of Income: __________Annual Income________
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