Maharashtra Land Records GK Question Exam Pattern 2016 2017
Land Records GK Question Exam
Maharashtra Department of Land Records, Maharashtra Land Records GK
Question Exam Pattern 2016 2017 and current Land Records GK Question for the posts
of Stenographer Lower Grade Surveyor/ Clerk cum Typist and Peon some banking
latest news which can be asked in Hindi or English in an examination
Land Records GK Question Exam Pattern are listed you can
comment us or follow us for more Land Records GK Question Exam and tips methods
Dear readers our team has made best efforts to make the
contents error free, however, if you notice any inadvertent error do inform us
with your answer or rectification. So, kindly cross-check if you have any
doubts, in any case, our team shall not be responsible for any loss cussed by
inadvertent errors in this matter.
1. The Reserve Bank of India was established on April 1,
1935 in accordance with the provisions of the Reserve Bank of India Act, 1934.
The Central Office of the Reserve Bank was initially established in Calcutta
but was permanently moved to Mumbai in 1937. The Central Office is where the
Governor sits and where policies are formulated. Though originally privately
owned, since nationalization in 1949, the Reserve Bank is fully owned by the
Government of India.
2.Monetary Authority
Formulates implements and monitors the monetary policy.
Objective: maintaining price stability and ensuring adequate
flow of credit to productive sectors.
3.Cash Reserve Ratio (CRR)
The share of net demand and time liabilities that banks must
maintain as cash balance with the Reserve Bank.
4.Statutory Liquidity Ratio (SLR)
Statutory Liquidity Ratio (SLR) is a term used in the
regulation of banking in India. It is the amount which a bank has to maintain
in the form of cash, gold or approved securities balance in current account
with other commercial bank. The quantum is specified as some percentage of the
total demand and time liabilities of a bank. This percentage is fixed by the
Reserve Bank of India. Presently the SLR is 23%.
The 23% is the minimum SLR (the statutory requirements to
park their money in government bonds) limit the RBI can fix at present.
The objectives of SLR are 1) to restrict the expansion of
bank credit 2) to augment the investment of the banks in Government securities
and 3) to ensure solvency of banks.
5.Liquidity Adjustment Facility (LAF)
Consists of daily infusion or absorption of liquidity on a
repurchase basis, through repo (liquidity injection) and reverse repo
(liquidity absorption) auction operations, using government securities as
collateral.
6.Open Market Operations (OMO)
Outright sales/purchases of government securities, in
addition to LAF, as a tool to determine the level of liquidity over the medium
term.
7.Market Stabilization Scheme (MSS)
This instrument for monetary management was introduced in
2004. Liquidity of a more enduring nature arising from large capital flows is
absorbed through sale of short-dated government securities and treasury bills.
The mobilized cash is held in a separate government account with the Reserve
Bank.
8.Repo/Reverse Repo Rate
These rates under the Liquidity Adjustment Facility (LAF)
determine the corridor for short-term money market interest rates. In turn,
this is expected to trigger movement in other segments of the financial market
and the real economy.
9.BANK RATE
It is the rate at which the Reserve Bank is ready to buy or
rediscount bills of exchange or other commercial papers. It also signals the
medium-term stance of monetary policy.
Comments
Post a Comment
Comment will be Visible after approval, आपका कॉमेंट जल्द दिखेगा