Credit Linked Subsidy Scheme 2017 Online Form Housing Yojana
Credit Linked Subsidy
Scheme 2017 CLSS Online Form based on Housing Home Loan Pradhan Mantri Awas
Yojana Hindi Credit Linked Subsidy CLSS Scheme 2017 News available.
Credit Linked Subsidy Scheme 2017 is a product of India
Government under for Providing Housing for All. It is implemented in Pradhan
Mantri awas Yojana by two Institution National Housing Bank (NHB) and Housing
Urban Development Corp (HUDCO). CLSS Scheme mainly works for Affordable housing
scheme and effective loan amount. Main Objective Credit Capital Linked Subsidy
Scheme is to help or give housing loans for Economically Weaker Sections (EWS)
and Low Income Groups (LIG) people.
Subsidy: Credit Linked Scheme available only in case
of loans up to Rs 6 lakh for 30 sq. meter EWS and 60 sq. meter for LIG
families.
How Housing subsidy
is calculated : Ans. The Interest subsidy to be calculation based on Net Present
Value (NPV) method to be discounted @9% based on the following parameters :
Loan amount up to
INR 6 lakhs i.e. actual loan amount or INR 6 lakhs, whichever is lower.
Loan tenure to be maximum of 15 yrs. i.e. actual tenor or 15
years, whichever is lower.
Irrespective of rate of interest charged, the subsidy would
be computed for interest up to 6.5% p.a.
Eligibility Criteria
The families should not have Brick (Pakka) house.
BPL APL Economically Weaker Section (EWS) & Low Income
Group (LIG) people can apply
Benefit is given the families who have unmarried children
How to apply for
Credit CLSS Subsidy Scheme: For enabling this process, the beneficiaries should
be linked to his/her Aadhar/Voter ID Card/Any Other Unique Identification
Number or a certificate of house ownership from Revenue Authority of
Beneficiaries.
Document Required:
Income proof is needed, Pay Rs 250 to the designated staff of Bank, ULB or
NGOs.
Limit of loan amount:
In the metropolitan city areas where the Human population is maximum 10 lakh
will get up to Rs. 28 lacs.
In the other centres where the population is below Rs 10
lakh will be benifit amount of Rs. 20 lacs.
Bank of India
Application Form 2017: click
here
HDFC Housing Bank
Application: click
here
IDBI Bank Home
Loan: click
here
ICICI Bank CLSS
Scheme: click
here
To know more update on Credit Linked Subsidy scheme in Hindi
you may call to various banks like ICICI , Bank of India etc or visit nearest
office.
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