SBI Dairy Loan Scheme Form Farming in UP Pashupalan Vibhag
SBI
Dairy Loan Scheme Application Form of Milk Farming
in UP For Subsidy Entrepreneurship Development Yojana Pashupalan SBI Dairy
Farming Loan Scheme.
SBI Dairy Loan Scheme for Establishing
business in Cow and Buffalo Milk Product in SBI loan for dairy farming in UP.
In agriculture sector of India half of Population depends on it and more on
Dairying which is an important source of subsidiary income to small, marginal
farmers and agricultural labourers. Government today taking strict action for
making Kisan rich on milk business and introduced scheme such as Doodh Ganga
Yojana, Kamdhenu Yojana, Projects on Mini Dairy and Entrepreneurship
Development Program on Mini Dairy.
SBI
Dairy Farming Loan Scheme: State Bank of India will
approve loan under SBI Dairy Scheme Sarkari Yojana For construction of shed, purchase of milch
animals, milking machine, chaff cutter or any other equipment required for the purpose.
The scheme aims to transform micro enterprises engaged in dairy farming project
report into organised dairy business enterprises.
Dairy
Venture Capital Fund: To generate self employment
under Entrepreneurship Development Program and provide infrastructure mainly to
unorganized sector. Government of India will subsidise the interest rate on
Kisan Loan dairy scheme applicable for agricultural activities to the extent of
50% in case of regular/timely repayment of loan by the beneficiary. NABARD is
the Nodal Agency for the Dairy Farming Loan scheme. GOI will provide 50% of the
total approved project cost as interest free loan.
Eligibility
Criteria for Kisan Dairy Loan Scheme: Individual
farmers who are members of the milk procuring Pashupalan Vibhag societies or located on milk
route.
Age Limit: They should be less than 65
years of age.
Loan Amount:
Animals in first and second lactation alone are eligible for finance. 100% of
the cost for loans up to Rs 100,000/, 90% of the cost for loans above Rs
100,000/ with a maximum of Rs 5 Lakhs as Term loan.
Working
Capital: A working capital @ Rs.2500/- per animal
per year may be sanctioned for purchase of feed, fodder and medicine along with
the term loan Security.
Document
Required: Assets created out of bank finance for
loans up to Rs 1.00 lac .For loans Over Rs.1 lac -Mortgage of landed property
(or) third party guarantee required worth for loan amount (or) group guarantee
of other 2 dairy farmers.
How to Repay
Loan taken by Farmer in Dairy Scheme:
The loan should be repaid in monthly instalments/Yearly over a period decided by various banks.
Interest Rate- 9.5% to 12.25% depending upon Loan amount. Repayment- Repayable
in half yearly instalments in 36 to 60 months
How
to apply for this Dairy Loan Scheme in UP: You may
contact our nearest branch or talk to the marketing officers visiting your
village.
1. Individual dairy unit having less than
10 animals. Should own minimum 0.25 acre of land for every 5 animals for
growing fodder and be in a position to procure the balance requirements
locally.
2. Should own or lease a minimum of one
acre of land for cultivation of fodder for every 5 animals.
Other terms
3. Only buffaloes producing more than 7 litres
of milk per day and cows producing more than 8 litres of milk per day are
financed Animal purchase should be in 2 batches
Doodh
Ganga Yojana: The Doodh Ganga Yojana, launched in
September 2009 in Himachal Pradesh, mainly has worked under two schemes. The
first scheme was that of partial interest free loans and the second scheme that
is currently operational, provides capital subsidy to the beneficiaries is
aiming to devise dairy farming effective and easy and thereby making it a
viable and profitable self employment venture.
For More details check Below Source:
Condition above may also changed according to state, District and Location.
Read More: Kamdhenu Yojana UP 2017 Parag Mini Micro Dairy Scheme Hindi
Read More: Kamdhenu Yojana UP 2017 Parag Mini Micro Dairy Scheme Hindi
http://www.indiagovernance.gov.in/files/Doodh%20Ganga%20Yojana_edited.pdf
http://www.vananchalgraminbank.com/Loan_Scheme_for_Farmers.pdf
https://www.sbi.co.in/portal/web/agriculture-banking/dairy-plus-scheme-for-financing-dairy-units
http://www.idbi.com/dairy-farming.asp
Comments
Post a Comment
Comment will be Visible after approval, आपका कॉमेंट जल्द दिखेगा